A mortgage needs to fit your financial goals, future plans, and the potential for your life situation to evolve unexpectedly. You need a strategy that prioritizes the lowest cost, lowest payments, maximum flexibility, and lowest risk. Let me do the work on your behalf to make your mortgage a Home SMART Mortgage.
Todd began his financial services career over 25 years ago working in retail banking for 5 years in Vancouver followed by 20 years in corporate finance working in some of the world’s major financial centres, including: Toronto, New York, London, Frankfurt and San Francisco. Through his corporate finance experience, he was involved in structuring over $5 billion in complex transactions and raising $250 million in capital for global tech firms and innovative start-ups, including real estate and mortgage technology companies. Todd was also responsible for training expert professionals and new hires on how to structure financial transactions from basic scenarios to unique and advanced situations.
Known for his personable and down-to-earth approach, Todd is here to help families, business owners, and the self-employed with a well-thought-out strategy for their mortgage and home financing options, business financing plans, and real estate investment goals. Todd leverages his experience dealing with complex situations towards crafting the best financing solution and managing the financial process so it is easy for his clients. He has been a real estate investor and landlord for over a decade and believes everyone’s financing should be SMART – Strategic, Maximized, Affordable, Rate Right, and Timely.
Todd holds an Executive MBA with a focus on business strategy and an undergraduate degree in business with a concentration in finance; he was nominated for the prestigious Rhodes Scholarship for Oxford University and was also accepted into the British Mensa Society. In addition to completing the mortgage agent course through Mortgage Professionals Canada, he has also completed the Commercial Mortgage Lending course and Canadian Securities Course through the Canadian Securities Institute. Todd has also completed several programs in negotiation, mediation, and conflict resolution, which can be essential in navigating through special situations with lenders on behalf of his clients.
Todd understands small business and has his own small business venture as the author of the Amazon #1 best selling children’s book ‘N is for Nutrition: Rhymes by the Alphabet’. Like any other father with a desire to raise a healthy child, Todd became concerned with the constant marketing of unhealthy foods to children by corporations. After identifying a lack of simple, fun, educational books that children can read about healthy eating and nutrition, he created this book for children, parents, and educators to use for learning and teaching basic eating principles for a healthy life .